How it works

A marketplace, not a credit-repair shop.

AICreditFly connects consumers who want better credit with vetted, independent Credit Repair Pros. Consumers never pay us. Pros pay a subscription. Everyone wins.

Consumers

Free, forever.

No subscription, no upsells, no catch.

  • All 3 bureau scores with daily soft-pull refresh
  • AI score-lift insights and monitoring alerts
  • Match with a vetted Credit Repair Pro (free)
  • Personalized credit card recommendations
  • Share read-only snapshot with realtor / lender
Get my free scores
Credit Repair Pros

From $49/mo.

Subscriptions + optional lead packs.

  • Public profile in our Pro marketplace
  • Monthly inbound lead credits (10–100 by plan)
  • AI dispute letter generator + voice agent
  • Branded client portal with secure document vault
  • Affiliate sub-links — earn 50% of card revenue
See Pro pricing →

Optional Add-Ons

For consumers who want more.

Real Mortgage FICO® Report — $39.99
Tri-merge report with FICO 2 / 4 / 5 — the exact scores mortgage lenders pull. One-time purchase.
Buy report →
Credit Card Marketplace
Apply for cards matched to your score band. Issuers pay us a referral — you pay nothing extra.
Browse cards →

AICreditFly™ is a marketplace operated by Iridescent Investment Holdings LLC. We are not a credit repair organization. Credit repair services are provided by independent third-party Pros responsible for their own CROA and state-law compliance. See Disclosures.